BriizPay vs Barclaycard
Barclaycard's Smartpay Anywhere is pay-as-you-go at 1.6% with a £29 device. BriizPay swaps the percentage and the device for a flat monthly fee and a QR code.
Barclaycard rates checked September 2026 from published pricing. BriizPay prices shown live.
| Barclaycard | BriizPay |
|---|---|
|
|
| Hardware: Smartpay Anywhere device £29 + VAT | Hardware: none, customers pay with their own phone |
| Contract: None on Smartpay Anywhere | Contract: none, pay by the month |
| Settlement: Next business day for payments before 7pm | Settlement: bank to bank over Faster Payments, typically in seconds |
A month at £5000.00 of takings
Take £5000.00 across 200 payments in a month (average sale £25). With Barclaycard at 1.6%, that month costs about £80.00. On BriizPay, the cheapest plan at that volume is Growth at £49.99, a saving of £30.01 every month, and the fee stays flat as your takings grow.
Steady-state comparison at the volume stated; your first 3 BriizPay payments are free on top. Run your own numbers.
What Barclaycard offers that BriizPay does not
- Card acceptance. BriizPay payments run over Open Banking bank transfer; card support is on the roadmap and not live yet.
- A high-street bank brand, and a route into Barclaycard's larger merchant services.
Common questions
Is BriizPay cheaper than Barclaycard Smartpay Anywhere?
On £5,000 of monthly takings, 1.6% is £80 a month and rises with sales. A BriizPay plan is a flat monthly fee with payments included, so above roughly £1,500 a month the flat fee usually wins.